IBAN country format
France IBAN Format, Length and Example
Use this guide to understand the IBAN country code for France, expected length, and example formatting. Examples are for education and testing only; they are not confirmed as real bank accounts.
Key France IBAN details
- Country
- France
- Country code
- FR
- IBAN length
- 27 characters
- SEPA status
- SEPA country - EU
- BBAN structure
- 23 BBAN characters after the country code and check digits.
France IBAN example
This is marked as an example/test value for showing the expected format. It must not be treated as a real account or payment instruction.
- Example/test IBAN
- FR1420041010050500013M02606
- Print format example
- FR14 2004 1010 0505 0001 3M02 606
- Digital format example
- FR1420041010050500013M02606
What the format check reviews
- Whether the IBAN starts with the FR country code.
- Whether the IBAN has 27 characters after normalization.
- Whether the value uses allowed letters and digits.
- Whether the MOD97-10 checksum is valid.
What it cannot confirm
- It does not confirm that the bank account exists.
- It does not confirm account ownership.
- It does not confirm bank connectivity, sanctions status, fraud risk, payment readiness, or payment success.
- It does not replace confirmation with your bank or payee.
France SEPA context
The local SEPA country reference data lists this country as: SEPA country - EU. Country-level SEPA status does not confirm that a specific bank or account can receive a payment.
Limitation note
This page explains IBAN format rules only and does not confirm account existence, account ownership, payment readiness, or payment success.
Before using this IBAN format for payment
A structurally valid IBAN can still be wrong for a real transfer. Always verify payment details with the invoice issuer, recipient, bank, or payment provider before sending money.
FAQ
How long is a French IBAN?
A French IBAN has 27 characters.
What country code does a French IBAN use?
French IBANs use the country code FR.
Can a French IBAN contain letters?
Yes. French IBAN examples can include letters in the BBAN part.
Does this example represent a real account?
No. The example is shown only to explain the expected format and is not confirmed as a real account.
Sources and update note
BankCodeKit keeps payment-code checks browser-local and uses local reference data for format and country information. Official public source pages are used for reference, but BankCodeKit does not perform live bank, account, sanctions, or payment-network confirmation. Reference data is reviewed periodically and does not imply live accuracy.
- Swift IBAN Registry Reference information for IBAN structure, country support, and format rules.
- Swift BIC / ISO 9362 information Reference information for visible Business Identifier Code structure and usage context.
- European Payments Council SEPA scheme countries list Reference information for countries and territories in SEPA scheme scope. Local data reviewed 2026-05-16 against EPC List of SEPA Scheme Countries v8.0, issued 2025-12-24.
BankCodeKit checks format and reference data only. It does not confirm account existence, account ownership, bank connectivity, sanctions status, fraud risk, payment readiness, or payment success.
Last reviewed: 2026-05-15 Sources: Swift IBAN Registry, European Payments Council SEPA scheme countries list Reference data is reviewed periodically. BankCodeKit does not perform live bank, account, sanctions, or payment-network confirmation.