Italy IBAN Format, Length and Italian Example

How to read this Italy IBAN

• The value starts with IT, the IBAN country code for Italy.
• The next two characters are international check digits.
• The remaining 23 characters are the country-specific BBAN section: 23 BBAN characters after the country code and check digits.
• Italian IBANs include a national check character immediately after the international check digits in the BBAN section.
• The example keeps the X character in both print and digital formats; it should not be removed before validation.

Worked example

Use the example below to compare what an invoice might show with what a payment form or validator usually receives after spaces are removed.

Input shown on page

IT60 X054 2811 1010 0000 0123 456

Normalized digital value

IT60X0542811101000000123456

Expected length

27 characters

Result interpretation

Passing format checks still does not confirm a real account, owner, bank reachability, or payment success.

What the format check reviews

• Whether the IBAN starts with the IT country code.
• Whether the IBAN has 27 characters after normalization.
• Whether the value uses allowed letters and digits.
• Whether the MOD97-10 checksum is valid.

Common Italy IBAN searches

• Italy IBAN format: Italian IBANs use country code IT and 27 characters after normalization.
• IT IBAN length: the example keeps the national check character inside the compact IBAN.
• Italian IBAN check: use the IBAN Checker for country, length, characters, and MOD97 checksum only.

Popular Italy checks

• Italy IBAN checksum check for country, length, characters, and MOD97 result only.
• Italy SEPA status for country-level reference context, not bank or account readiness.
• Compare IBAN, BIC and SWIFT codes before using payment details from an invoice.

Common Italy IBAN mistakes

• Deleting the national check character because it looks different from surrounding digits.
• Adding spaces inside the compact digital value after copying it into a payment form that expects no spaces.

When this page is useful

• Checking Italian invoice payment details where a letter appears near the start of the BBAN.
• Explaining why an IT IBAN has 27 characters even after spaces are removed.
• Use the IBAN Checker after this page when you need a local checksum result for one value.

What it cannot confirm

• Format checks do not confirm that the account exists or belongs to the intended payee.
• They do not confirm bank reachability, payment readiness, or payment success.
• Use the detailed disclaimer for the full list of non-verified items.

Italy SEPA context

The local SEPA country reference data lists this country as: SEPA country - EU. Country-level SEPA status does not confirm that a specific bank or account can receive a payment.

Limitation note

This page explains IBAN format rules only. It is not a bank, account, sanctions, fraud-risk, or payment-network check.

Before using this IBAN format for payment

A structurally valid IBAN can still be wrong for a real transfer. Always verify payment details with the invoice issuer, recipient, bank, or payment provider before sending money.

FAQ

Last reviewed: 2026-06-28 Sources: Swift IBAN Registry, European Payments Council SEPA scheme countries list Reference data is reviewed periodically. BankCodeKit does not perform live bank, account, sanctions, or payment-network confirmation.